The Reason Why Bad Credit is Such a Struggle for Most Americans is Because We’re Never TAUGHT How to Deal with it

Over the last year, families around America were forced to face their worst financial situation while the job market was hitting an all-time low…

Causing 2020 to also be considered the year MILLIONS of Americans had their credit ruined.

If you were caught in this turbine, I get it…

It’s a nightmare to have your life change so drastically because of something COMPLETELY out of your control…

And bad credit doesn’t make it any easier.

We were never taught how to fix it, raise it, or even keep it healthy.

The truth is, most American’s have NEVER had an opportunity to learn HOW to do these things:

✅ Pay off debts

✅ Save for retirement

✅ Buy their dream car or house

✅ Or simply build up some emergency funds

2 out of 3 American adults can’t even pass a basic financial literacy test…

So we simply get buried further down into “the red.”

Then we panic.

I say that because I’ve been there.

I’ve had that

sub-550

credit doesn’t even allow you to open a simple store card.

Don’t even get me started on the insane interest rates on a mortgage

(which I would never get approved for.)

The worst part is if this isn’t fixed ASAP,

bad credit puts you down a slippery slope that could keep you jobless, carless, and even homeless.

Now, this isn’t meant to scare you…

I paint that picture because I was

THIS

close to falling down that slope even though I was doing everything “right.”

Everyone says to “live below your means.”

So that’s what I did…

I started spending less and saving more…

My life was NOT fun.